One Platform. Every FinTech Capability.

How it works

1. 1

   Fetch and validate

   Your application calls our bill payment API to pull the biller list and validate the customer account number before anything is charged.

2. 2

   Get the live bill

   The current bill amount comes back from the biller through the BBPS network, so the customer always pays the exact outstanding amount.

3. 3

   Submit the payment

   We handle BBPS routing, biller connectivity and settlement reporting behind the scenes, so your team never has to integrate with individual billers one by one.

4. 4

   Confirm and reconcile

   Every transaction carries a unique reference ID, the customer gets a standard receipt, and failed or pending payments are reconciled automatically.

Built for

• Retail chains and kirana networks offering bill payments
• Fintech apps and wallets adding a recharge & bills section
• Distributors building an agent network across India
• Banks and NBFCs adding value-added services for customers

How it works

1. 1

   Customer walks in

   The borrower visits any collection touchpoint near them with their loan or account reference — no app, no smartphone, no branch visit needed.

2. 2

   Collection is digitised

   The agent captures the deposit digitally at the counter along with the account reference, so there is no manual entry or paperwork at your end.

3. 3

   Credited in real time

   The amount is credited against the correct loan account immediately and the customer walks out with a digital receipt in hand.

4. 4

   Reconciled automatically

   Your finance team receives automated reconciliation reports and audit trails, turning a multi-day cash-in-transit cycle into a same-day digital record.

Built for

• NBFCs and lending companies collecting EMI repayments
• Microfinance institutions with borrowers in semi-urban and rural India
• Insurance companies collecting premiums in cash
• Enterprises with distributed field collections

How it works

1. 1

   Customer enters card details

   Through your app or an assisted counter, the customer provides their card and the amount they want to pay towards the outstanding bill.

2. 2

   Routed to the issuer

   Your application submits the details through our credit card bill payment API, and the payment is routed to the correct issuing bank.

3. 3

   Handled securely

   Because the flow is PCI-DSS compliant, sensitive card data stays inside a secured environment and never has to sit on your servers.

4. 4

   Confirmed and reconciled

   The customer receives instant confirmation, and your system gets a transaction reference for reconciliation and reporting.

Built for

• Fintech apps adding card bill payments to their money section
• Retail and assisted counters serving walk-in customers
• Distributors and agent networks in tier 2 and tier 3 cities
• Businesses building a full payments suite for their users

How it works

1. 1

   Get sandbox access

   You receive test credentials and full documentation up front, so your engineers can start building the same day.

2. 2

   Build and test

   Clean REST endpoints, predictable JSON responses, webhooks for asynchronous events and SDK samples mean your team is never reverse-engineering anything.

3. 3

   Clear compliance

   Commercials, documentation and compliance checks are completed in parallel while your integration is being tested.

4. 4

   Go live with support

   The same code moves to production keys, and a dedicated integration engineer stays with you through go-live and beyond.

Built for

• Fintech startups building a payments product in India
• Enterprises adding banking features to an existing app
• NBFCs digitising collection and repayment flows
• Software companies serving retail and distribution networks

How it works

1. 1

   Pick your product mix

   You decide what your platform offers — bill payments to begin with, and cash management or card bill payments added later as your network grows.

2. 2

   We brand it

   The platform is configured with your brand name, colours, logo and domain, so your customers only ever see you.

3. 3

   Admin console handover

   You get a role-based admin console to manage users, agents, limits and reports, with your team trained on it.

4. 4

   Go live in weeks

   Because the rails and compliance work already exist, your time and budget go into growing the business rather than rebuilding payment infrastructure.

Built for

• Distributors launching their own retailer platform
• Entrepreneurs entering the fintech space without a tech team
• Regional players who want a branded app for their network
• Businesses testing a new fintech line without heavy capex