KreedX for Developers

Welcome to the KreedX developer portal!

KreedX holds the connections to banks, billers and payment networks so your product does not have to. Our APIs let you:

1. Fetch a live bill and pay it across electricity, water, gas, DTH, broadband and mobile — through the Bharat BillPay network. Bill Payments API
2. Accept cash at retail touchpoints across India and credit it against the right loan or customer account in real time. Cash Management API
3. Accept credit card bill payments for all major VISA, Mastercard and RuPay issuers, on PCI-DSS compliant flows. Card Bill Payment API
4. Identity and account verification used alongside the payment flows, so onboarding and fund settlement check out before money moves. Verification API

The KreedX APIs are RESTful, and therefore easy to use. All responses are in JSON format, including errors. Every API has separate sandbox and production environments, with separate keys for each.

Always call our APIs from your own server. Your API key can move money — never put it in client-side code such as browser JavaScript or a mobile app.

Where to start

1. Read the Quickstart — how access works, from the first call to production.
2. Check which APIs you need — most teams need two, not four.
3. Learn the rules every API follows: Authentication, Status & Error Codes and Webhooks.
4. Explore the API catalogue — every endpoint, with code in Node.js, Java, Python and cURL.

Getting access

Access is not self-serve yet — these are regulated rails, and keys are issued to a known business. Tell us what you are building and we will come back with the APIs that fit, the commercials, and sandbox credentials to test against.