KreedX — Banking API and Payments Platformby DigiPulse Solutions
Developer Docs

API catalogue

The four live KreedX APIs, what each one handles, and every endpoint.

Each API is a family of endpoints rather than a single call — the catalogue, the transaction and the status live together. Every endpoint has its own page with the request, the response and samples in Node.js, Java, Python and cURL.

Bill Payments API

Fetch a live bill and pay it across electricity, water, gas, DTH, broadband and mobile — through the Bharat BillPay network.

MethodEndpointPath
GETBiller catalogue/v1/bbps/billers
POSTValidate customer/v1/bbps/customers/validate
POSTFetch bill/v1/bbps/bills/fetch
POSTSubmit payment/v1/bbps/payments
GETTransaction status/v1/bbps/payments/{referenceId}

New to this API? Start with the Bill payment flow.

Cash Management API

Accept cash at retail touchpoints across India and credit it against the right loan or customer account in real time.

MethodEndpointPath
POSTRegister collection/v1/cms/collections
GETCollection status/v1/cms/collections/{collectionId}
GETReconciliation report/v1/cms/reconciliation

New to this API? Start with the Cash collection flow.

Card Bill Payment API

Accept credit card bill payments for all major VISA, Mastercard and RuPay issuers, on PCI-DSS compliant flows.

MethodEndpointPath
POSTValidate card/v1/cards/validate
POSTSubmit payment/v1/cards/payments
GETTransaction status/v1/cards/payments/{referenceId}

New to this API? Start with the Card bill payment flow.

Verification API

Identity and account verification used alongside the payment flows, so onboarding and fund settlement check out before money moves.

MethodEndpointPath
POSTVerify identity/v1/kyc/pan/verify
POSTVerify bank account/v1/kyc/bank-account/verify

New to this API? Start with the Verification flow.

On the roadmap

  • Micro ATM API — Card-based cash withdrawal and balance services for retail agents.
  • Insurance API — Bite-sized insurance products offered at retail points.
  • Travel API — Flight, bus and hotel bookings through the retail network.

Sample reference

The endpoint pages show the shape of every call — the operation, its fields and what comes back. The exact paths and base URL are confirmed with your sandbox credentials.